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Fixed Rate Mortgage: is a fully amortizing mortgage loan where the interest rate and payment remain the same through the life of the loan. Terms from 15-30 years.
Adjustable Rate Mortgage: (ARM) This type of home loan features an interest rate that changes after a fixed amount of time.
Jumbo Loan: Loans over $453,100 Our Programs allow Jumbo financing with Conforming Rates and only 10% Down.
FHA Loan: Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.
FHA 203K Renovation Loan: You want to buy a fixer-upper? No problem! With FHA's 203k renovation home loan you have that option.
VA home loan: Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and NO down payment.
Conventional 3% Down: Home Ready & Home Possible programs for 1st time Buyers offer lower rates.
With Lender Paid or Borrower Paid MI (mortgage insurance) and the ability to waive escrow requirements on many loans, we have flexibility with finding the best program with the lowest monthly payment.
No Income Loan: This type of loan is for investors only. Around 25% is usually required as the down payment.